Professional Indemnity Insurance for Veterinary Clinic
Key Benefits
- Civil liability resulting from a Claim for Breach of Professional Duty in the conduct of Your Business
- Defence Costs and Expenses (Reasonable costs and expenses)
Scope of cover
- Breach of Confidentiality
- Contractual Liability
- Defamation
- Infringement of Intellectual Property Rights
- Joint Venture Liability
- Loss of Documents
- Trade Practices and Related Legislation
- Vicarious Liability
Scenario Examples
The owner of the rabbit sent a letter of demand to Clinic A because the rabbit “died” during the procedure.
After receiving the letter of demand, Clinic A (Insured) did not admit any liability and immediately informed Insurer Z. This case was then passed to Insurer Z to handle. Insurer Z immediately appointed a loss adjuster to study the case and subsequently appointed a panel lawyer to protect the interests of Clinic A.
After a few meetings and negotiations between the lawyers of both parties, the rabbit owner withdrew the case, reaching a final settlement.
The owner of the rabbit sent a letter of demand to Clinic A because the rabbit “died” during the procedure.
After receiving the letter of demand, Clinic A (Insured) did not admit any liability and immediately informed Insurer Z. This case was then passed to Insurer Z to handle. Insurer Z immediately appointed a loss adjuster to study the case and subsequently appointed a panel lawyer to protect the interests of Clinic A.
After a few meetings and negotiations between the lawyers of both parties, the rabbit owner withdrew the case, reaching a final settlement.
Clinic Q received a letter of demand from Ms. Y, the dog owner, regarding the permanent removal of mandibular incisors. Immediately informed insurer D and did not admit any liability with the dog owner.
Insurer D took over the case and appointed a loss adjuster. They subsequently also appointed a panel lawyer to assist Clinic Q.
After a few negotiations between the lawyers of both parties, Insurer D paid the agreed compensation amount to the plaintiff’s lawyer (the dog owner) for final settlement.
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