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Product Description
Contractors’ All Risks Insurance provides protection needs of the construction industry. It safeguards against losses or damages related to contractual work at the construction site, as well as third-party claims that may arise from the project. For an additional premium, coverage can also include Construction Plant and Equipment, Construction Machinery, Removal of Debris, Professional Fees, and protection for the Principal’s Existing Property. The duration of the coverage corresponds with the contract period specified in the Letter of Award
Key Coverages
- Material Damage:
Covers against sudden and unforeseen physical loss or damage to contract or erection works/property/items. - Third-party liability:
Covers third party liability for which we shall become legally liable to pay as damages consequent upon:
*Accidental bodily injury or illness of a third party,
*Accidental loss or damage to property belonging to a third party.
Product Description
Erection All Risks insurance provides coverage for various erection and testing activities involving individual machines, industrial machinery, industrial plants, steelworks, and structures. It also includes protection against third-party property damage and bodily injury related to the erection work. The coverage may encompass civil engineering works, erection equipment, debris removal, professional fees, and protection for the principal’s existing property. The duration of the coverage aligns with the contract period specified in the Letter of Award.
Key Coverages
- Material Damage:
Covers against sudden and unforeseen physical loss or damage to contract or erection works/property/items. - Third-party liability:
Covers third party liability for which we shall become legally liable to pay as damages consequent upon:
*Accidental bodily injury or illness of a third party,
*Accidental loss or damage to property belonging to a third party.
Product Description
Provides cover against sudden and unforeseen physical damage to your machinery whether at work or at rest and during cleaning, inspection, over-hauling, and removal to another position within the premises during subsequent re-erection.
Key Coverages
Covers sudden and unforeseen damages due to:
- Faulty material, design, construction and erection.
- Vibration, maladjustment or malalignment.
- Defective lubrication, loosening of parts, abnormal stress, molecular fatigue, self-heating centrifugal force.
- Excessive electrical pressure, due to atmosphere electricity or otherwise.
- Short circuits or arcing.
Lack of skill and carelessness in handling the machinery.
Product Description
Provides comprehensive coverage for your electronic equipment. It includes physical loss or damage to all electronic equipment and data media as well as increased cost of working from an accidental and unforeseen physical loss.
Key Coverages
Motor Damage
Covers all hardware installation, including peripheral equipment and accessories.
External data media
Covers external data media (inclusive of the information stored) external to the computer system.
Increased cost of working
Provides indemnity for increased cost of working following material loss or damage by indemnifying the cost of hiring replacement equipment.
Product Description
Covers mobile equipment that is not licesed for road use.
Key Coverages
- Fire, External Explosion, Self Ignition, Lightning Damage
- Accidental Collision or Overturning
- Burglary or Theft
- Impact Damage, Caused by Falling Objects
