About Us

About Company

How We Started?

PCL Risk Consultancy Sdn Bhd (PCL) has been operating since year 2006 when they started as an agent. After gaining insurance experience and helping to provide risk management solutions to clients from various industries it officially incorporated in year 2018. The organisation’s objective is educating businesses about the significance of insurance and helping them to identify and mitigate risks. Since its inception, PCL has grown to become a reputable and reliable name in the insurance industry.
Our team of experienced risk management consultants has a thorough understanding of the potential risks associated with various industries. We utilize this knowledge and experience to provide customized insurance solutions to every individual client. We believe that the implementation of effective solutions is crucial for achieving long-term business success. Therefore, we strive to assist our clients in safeguarding their assets and minimizing potential losses.

We are well known in market of

Comprehensive Insurance Solutions for Every Industry

Trade Credit

Trade Credit Insurance protects your business from the risk of non-payment by buyers (your customers) for goods or services provided on credit terms. It serves as a safety net, reducing the risk of losses due to your customers' Insolvency or Protracted default. This insurance can cover both export and domestic credit sales

Comprehensive General Liability

Comprehensive General Liability (CGL) Insurance is an essential type of business insurance that safeguards companies from various liability risks associated with their operations. It covers claims made against you for all amounts you may be legally obligated to pay as compensation, including costs and expenses related to personal injury to third parties and damage to third-party property. This coverage applies to incidents that occur during the policy period and are caused by unexpected or unintended events.

Product Liability

Product Liability Insurance is a specialized type of business insurance that protects manufacturers, a vendor, a supplier or an exporter, you are exposed to the risk of product liability claims. Product Liability insurance indemnifies the insured for sums which you become legally liable to pay as damages for bodily injury or property damage to third party arising out of the defective products. In addition, the policy will indemnify you for defence costs and expenses incurred in respect of a claim to which the policy applies up to the limit of indemnity.

Professional Indemnity

Professional Indemnity (PI) insurance protects a professional against his legal liability to pay damages to persons who have sustained financial loss arising from his own professional negligence. The insurance offers indemnity strictly on legal liability basis. In addition to indemnifying the professional against his professional liability, the PI insurance also indemnifies him for defence cost and expenses incurred in respect of a claim.

Cyber Risk

Cyber risk insurance is a specialized policy that protects businesses from financial losses and legal liabilities resulting from cyberattacks, data breaches, and other technology-related risks.

SME Program

SME insurance, or Small and Medium-sized Enterprise insurance, refers to a range of insurance products designed to meet the specific needs of small and medium-sized businesses. SMEs often face unique risks due to their size, resources, and industry. Insurance for these businesses helps mitigate financial risks arising from unexpected events or losses

We offer risk assessment and risk transfer solutions as part of our services.

Our risk assessment services include identifying potential hazards, evaluating the likelihood of each risk, and assessing their potential impact. 

Risk transfer involves determining the most appropriate insurance coverage to meet specific needs. 

Overall, PCL focus and committed in providing individuals or corporates with the essential resources to effectively manage their risks. We assist our clients in minimizing potential losses and ensuring long-term success by leveraging on our experienced team and expertise in providing tailored risk management solutions.

Align with the company's slogan.

  • We Listen:
    We understand the fundamentals of your needs.
  • We Concern:
    Develop a progressive insurance plan that meets your specific needs.
  • We Care:
    We provide support services to monitor renewals, ensuring that no renewal cases are overlooked, and conducting yearly reviews. We also provide claims services and work closely with all parties involved to improve claim processing time. Builds long-term trust.

Our Core Value

is to understand the fundamental needs of our clients, provide flexible solutions, and develop a progressive plan of action that meets their needs and builds long-term trust.