Professional Indemnity
Professional Indemnity (PI) insurance protects a professional against his legal liability to pay damages to persons who have sustained financial loss arising from his own professional negligence or that of his employees in the conduct of the business. The insurance offers indemnity strictly on legal liability basis. In addition to indemnifying the professional against his professional liability, the PI insurance also indemnifies him for defence cost and expenses incurred in respect of a claim.
What Professional Indemnity Insurance Covers
- Incident (Any Actual or Alleged Negligent Act, Error or Omission in Conducting the Insured’s Profession)
- Extended to include a Partnership or Joint Venture, Employees of the Insured as well as the Insured’s Estates, Heirs or Legal Representatives
- Indemnity for Defence Costs
- Indemnity for Damages
Who Needs Professional Indemnity?
- Accountants
- Architects and Engineers
- Computer and Information Technology Professionals
- Interior Designers
- Lawyers and Barristers
- Management Consultants
- Project and Construction Managers
- Property Managers
- School and Educators
- Single Projects
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This information is provided for reference only. For complete details regarding benefits, terms, and exclusions, please refer to the policy contract. The information here serves as a brief summary for quick and easy access. The exact terms and conditions that apply are stated in the policy contract.